Terms of service

TERMS OF SERVICE — CSHCONCEPTS

By accessing our store or purchasing our products, you agree to these terms.

1. Our products are digital downloads delivered as electronic files (e.g. PDF). Nothing physical is shipped.
2. Purchase grants you a personal, non-transferable license for your own use. You may print copies for personal use. You may not resell, redistribute, or share our files without written permission.
3. All products, designs, and text remain the property of CSHCONCEPTS. Purchase does not transfer copyright.
4. Refunds are governed by our Refund Policy — contact us within 7 days if a product isn't right for you.
5. Our products are for general educational and self-improvement purposes only and are not medical, legal, or financial advice.
6. Products are provided "as is" with no guarantee of specific results. To the fullest extent permitted by law, CSHCONCEPTS is not liable for indirect or consequential damages.
7. These terms are governed by the laws of India.
8. Questions? Email haswaecom@gmail.com.